# Sync

> A complete fintech ecosystem for professionals—combining payments, networking, and AI-powered business tools in a reputation-based closed economy.

Sync is built for freelancers, employers, creators, agencies, developers, and enterprises who want to escape bidding wars and build sustainable careers based on reputation, not lowest price.

## About

Sync is a comprehensive fintech platform by SOF Capital Sdn. Bhd. that unifies:
- Zero-fee payment transfers within the network
- Instant virtual debit cards and off-ramp withdrawals
- AI-powered credit lines (Sequoia AI)
- Professional portfolios and public profiles
- Global payroll and team management
- Enterprise security and compliance tools

The platform operates as a vetted, closed community where members are verified through an initiation process to prevent bots and bad actors.

## Key Features

- **Zero-Fee Transfers**: Send money to anyone in the Sync network for free
- **Sequoia AI**: AI assistant for credit decisions, business insights, and recommendations
- **Instant Virtual Cards**: Get a debit card immediately upon approval
- **Integrated Credit Line**: Automatic credit assignment based on reputation
- **Pro Portfolio**: Build professional portfolios without coding, hosted on 911.so
- **Public Directory**: Discover members at 911.so/directory
- **Fusion Comms**: Unified messaging and collaboration tools
- **Global Payroll**: Manage international payments and hiring
- **Community Governance**: Members vote on platform decisions

## Membership Plans

### Individual - $6.90/month
For freelancers and independent professionals. Includes wallet accounts, virtual cards, credit line, portfolio, and community voting rights.

### Agency - $39.90/month per user (up to 5 users)
For small teams. Adds business dashboards, internal database, digital agreements, KYC tools, enterprise security, and team workspace.

### Enterprise - $28,990.90/year for 10 users (+$390.90 per additional user/year)
For larger organizations. Adds white-label portals, SAML SSO, audit logs, unlimited payroll, custom API access, and dedicated relations manager.

### Link - $3.90/month
Portfolio and vanity URL on 911.so domain. For professionals who want a clean portfolio, unique profile, and memorable short link. No initiation fee.

Individual plan requires a one-time initiation fee for member verification.

## Links

- Website: https://joinsync.net
- Apply: https://joinsync.net/apply
- Membership & Pricing: https://joinsync.net/membership
- Login & Account Selection: https://joinsync.net/login
- Help Center: https://joinsync.net/reach
- Contact: https://joinsync.net/message
- Public Profiles: https://911.so

## Account Portals

### Global
- Link Account: https://link.usesync.net
- Individual Account: https://i.usesync.net
- Agency Account: https://agency.usesync.net
- Enterprise Account: https://enterprise.usesync.net
- Affiliate Account: https://affiliate.usesync.net
- Sponsor Account: https://sponsor.911.so

### Asia Pacific
- Agency Account: https://apa.wesync.net
- Enterprise Account: https://ape.wesync.net

### Europe
- Agency Account: https://eua.wesync.net
- Enterprise Account: https://eue.wesync.net

### Americas
- Agency Account: https://ama.wesync.net
- Enterprise Account: https://ame.wesync.net

## Regions

Currently operating under Pilot Program with regulatory expansion underway in:
- Southeast Asia: Malaysia, Singapore, Thailand, Philippines
- East Asia: China, Japan
- Oceania: Australia, New Zealand
- Europe: European Union, United Kingdom
- Americas: United States, Canada
- Africa: South Africa

## Support

- Hours: Monday-Friday, 7am-9pm GMT+8
- Discord: Community and specialist support
- Contact: https://joinsync.net/message

## Company

SOF Capital Sdn. Bhd. (est. 2025)

## Important Notes

- This is NOT a traditional freelance marketplace—there are no bidding wars
- Reputation drives earnings, not undercutting competitors
- All transaction fees are shown upfront before confirmation
- External transfers have processing fees; internal transfers are free
- No lock-in contracts; cancel anytime